Affordable financing in Charlotte means understanding which programs offer the lowest total cost — not just the lowest rate. We model every option for every buyer.
Programs Available
- FHA: Flexible credit, 3.5% down
- VA: $0 down for veterans, always competitive
- USDA: $0 down in eligible suburban areas
- NC Home Advantage: DPA up to 5%
- Conventional 97: 3% down, PMI cancels
