Two Fed Governors Voted to Hike. Mortgage Rates Moved Two Basis Points. Updated October 29, 2026 · Trevor Higgins, Mortgage Loan Officer · NMLS #1410557 ⚡ This Week The Fed held at 3.75–4.00% on Wednesday, 10 votes to 2 — and the two dissenters wanted a hike, not a cut. The statement called the economy…
Non-QM & Bank Statement Loans in South Carolina: The 2026 Guide for Self-Employed Buyers and Investors Trevor Higgins, Mortgage Loan Officer · Licensed in South Carolina · NMLS #1410557 ⚡ Quick Answer Non-QM loans let South Carolina buyers qualify on real cash flow instead of tax returns — which matters because write-offs make most self-employed…
Trevor Higgins — NMLS #1410557 Branch Manager · Fairway Home Mortgage · Charlotte, NC 12+ years Charlotte lending · 520+ verified 5-star reviews · Data sourced May 19, 2026 Published May 19, 2026 · 8 min read ⚡ Quick Answer For financially ready Charlotte buyers, the math currently favors buying now. Home values are down…
⚡ Quick Answer How much house can you afford in Charlotte, NC in 2026? A general rule: multiply your annual gross income by 3 to 4.5 depending on your debt load and down payment. On an $80,000 salary, that’s roughly $280,000–$340,000; on $100,000, about $350,000–$420,000. Working backward from price: Charlotte’s median home (~$360,000) typically needs…