m>Trevor Higgins, NMLS 1410557. Fairway Home Mortgage, a division of Fairway Independent Mortgage Corporation, NMLS 2289. Equal Housing Opportunity. Market data: Canopy MLS, City of Charlotte, September 2026. Seller-concession limits are program guidelines and subject to change; this is not a commitment to lend. Licensed in NC, SC, TX, FL, GA and OH.
Buying in Charlotte This Winter: Why Nov–Jan Favors Buyers
Written By
Trevor Higgins
Mortgage Loan Officer & Branch Manager · Fairway Home Mortgage · NMLS #1410557
Trevor Higgins is a Charlotte NC mortgage loan officer with 12+ years of lending experience, 550+ five-star reviews, a 98% on-time closing rate, and a Charlotte Observer Charlotte's Best 2026 winner in the Mortgage Lender category. He specializes in FHA, VA, USDA, conventional, jumbo, and DSCR investor loans — licensed in NC, SC, TX, FL, GA and OH, based in Charlotte.
NMLS #1410557
12+ Years Experience
550+ Five-Star Reviews
Charlotte's Best 2026 Winner
Charlotte NC
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Free 15-minute consultation. 24-hour pre-approval with docs. 550+ five-star reviews. Charlotte's Best 2026 winner.
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