Pre-Qualification
Informal, no verification, no credit pull. Worth very little to a motivated Charlotte seller.
Pre-Approval
Formal review: credit pulled, income documented, assets verified. Conditional commitment to lend. Taken seriously by sellers and agents.
Fully Underwritten Pre-Approval
Underwriter has reviewed the full file before you make an offer. Strongest possible position — treats your offer like cash in competitive situations.
We issue full pre-approvals, not pre-qualifications. See our pre-approval process
