Program Comparison
- Conventional 1–4 Unit: Best rates, W-2 required, 15–25% down, max 10 properties
- DSCR: No W-2, qualify on rent, LLC allowed, no property limit, slightly higher rates
- Cash-Out Refi: Leverage existing equity, fund next acquisition
- Short-Term Rental (DSCR-STR): AirDNA income accepted on select programs
