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Top Real Estate Mortgage Options for Charlotte Investors

Trevor Higgins Charlotte mortgage loan officer
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Trevor Higgins
Mortgage Loan Officer & Branch Manager · Fairway Home Mortgage · NMLS #1410557
Trevor Higgins is a Charlotte NC mortgage loan officer with 12+ years of lending experience, 500+ verified 5-star reviews, and a 98% on-time closing rate. He specializes in FHA, VA, USDA, conventional, jumbo, and DSCR investor loans — lending nationwide from Charlotte, NC.
NMLS #1410557 12+ Years Experience 500+ 5-Star Reviews Charlotte NC Full Bio →

Program Comparison

  • Conventional 1–4 Unit: Best rates, W-2 required, 15–25% down, max 10 properties
  • DSCR: No W-2, qualify on rent, LLC allowed, no property limit, slightly higher rates
  • Cash-Out Refi: Leverage existing equity, fund next acquisition
  • Short-Term Rental (DSCR-STR): AirDNA income accepted on select programs

Explore all Charlotte investor loan options

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